| Eligibility | ||||||||||||||||||||||||||
A&I maintains and tracks your eligibility in the Harrison Electrical Workers Trust Fund Active Employee Benefit Plan. The following menu provides links to an overview of how eligibility works. If after reviewing this information you need further assistance please contact us at A&I.
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| Eligibility - Category I Employee | ||||||||||||||||||||||||||
Regular eligibility: A Category I employee works under a collective bargaining agreement between an employer and certain local unions of the IBEW. Employers who have a labor agreement with certain local unions of the IBEW will pay the stipulated hourly contribution rate to the Trust for each hour of Service an employee worked. All hours, for the purpose of calculating contributions, will be treated as straight-time hours and credited (in dollars) to your reserve account. This is a continuing process. You may call the Plan Administrator to determine the dollars accumulated in your reserve account. To become eligible and to maintain coverage, you must accumulate a sufficient balance (in dollars) in your reserve account in any qualifying month to meet the required charge for coverage in the corresponding coverage month, as shown below. |
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| Special Eligibility: An employer and a Local Union affiliated with the IBEW or a non-IBEW Local Union approved by the Board of Trustees may request permission from the Board of Trustees to negotiate in a labor agreement a flat monthly contribution rate in lieu of a contribution rate based on hours of service. The Board of Trustees will allow a flat contribution rate only for non-construction bargaining units where employees work a steady number of hours each month and there is little employee turnover. The Board of Trustees will determine the flat monthly rate. The Board of Trustees has sole discretion to determine whether a bargaining unit is eligible for the flat monthly contribution rate. | ||||||||||||||||||||||||||
| Eligibility - Category II Employee | ||||||||||||||||||||||||||
An employer contributing to the Trust for Category I employees may execute, one month in advance of initial coverage, a "non-bargaining agreement" that allows coverage for non-bargaining employees subject to the following rules.
If the employer intends to exclude employees from coverage under rule number five above, the employer must send a written notice, including the employee's name(s), to the Plan Administrator. Once an employee is excluded from coverage under rule number five above, the employer will not be allowed to provide coverage for the employee under the Category II Agreement for 18 months. Furthermore, the excluded employee will not have health and welfare coverage through the Trust for a minimum of 18 months. The monthly contribution amount, for employees covered by a Category II Agreement, will be determined by the Board of Trustees. The monthly contribution must be paid in advance each month and accompany the proper form provided by the Plan Administrator. Any employer wishing to participate under a Category II Agreement must employ bargaining-unit employees in the jurisdiction of the Harrison Trust at least six months in a calendar year. Bargaining-unit employees must average 100 hours of employment in each of the six months. |
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| All information provided on this web site is in summary and intended to provide highlights of your plans. We strongly recommend referring to the Plan booklet for complete details before making any decisions related to your eligibility, benefits and coverage. |