Eligibility

A&I maintains and tracks your eligibility in the Harrison Electrical Workers Trust Fund Active Employee Benefit Plan. The following menu provides links to an overview of how eligibility works. If after reviewing this information you need further assistance please contact us at A&I.

 



Employee Contributions to an Individual Account

If you are a Category I employee or you have a frozen reserve account and now participate as a Category II employee, you have the option of making after-tax contributions to the Trust in order to pay for future health and welfare coverage after your reserve account has been depleted. In order to make the after-tax contribution, you must meet one of the criteria to make a partial self-payment or utilize the reserve account as described on page 5 of the Benefit Booklet. A separate account will be established in your name. This account will not draw interest. The maximum contribution to this account is equal to the cost of six months of health and welfare coverage. If you wish to take advantage of this option, please contact the Plan Administrator for a form that must accompany your payment.

Once a payment is made to the individual account, it cannot be withdrawn for any reason other than to purchase health and welfare coverage for you and your dependents after employer contributions to your reserve account have been depleted. In the event you die, your dependents can use the money in the account to continue eligibility for health and welfare coverage.

If you want additional information concerning contributions to an individual account, please call or write the Plan Administrator.