Eligibility & Participation
Eligible Employee
All electricians who work after June 30, 1999 for a signatory employer under the Commercial Wiremen's Agreement between IBEW Local 48 and the Oregon-Columbia Chapter, NECA, (a "signatory employer") and qualifying Category II employees will be eligible to participate in this Plan. You are a qualifying Category II employee if you work for a signatory employer that has signed a Category II agreement for the Plan.

An eligible employee is one who works for and received wages from an employer after June 30, 1999, and on whose behalf a contribution to this Plan is required under the terms of a Category II agreement or collective bargaining agreement. Individuals who are self employed, partners of a partnership, independent contractors, or individuals holding two percent or greater ownership in a corporation are not eligible to participate in this Plan, regardless of whether they are or work for a signatory employer.

Participation Overview
You become a participant in the Plan if you are an eligible employee who has accumulated $400 or more of contributions in your account. If you have not accumulated $400 in contributions by January 1, 2000, you will start participation once you have $400 or more of contributions in your account.
When Participation Begins

Participation starts on the latest of the following:

  • The date you have $400 in contributions made to your account;
  • January 1, 2000; or
  • The date the Plan Administrator, or its Administrative Agent, has received your election form to participate.
When Participation Ends
Participation ends on the earliest of the following:
  • The last day of the first full calendar year during which you had no account activity and your total account balance was under $400; or
  • Regardless of your account balance, you have had no account activity for five years.

No account activity means no employer contributions to the account, no payment of benefits from the account, and no coverage under the Harrison Health and Welfare Plan. When participation in the Plan ends, your account balance may be subject to forfeiture. Please see the forfeitures section under Account Information.
All information provided on this web site is in summary and intended to provide highlights of your plans. We strongly recommend referring to the Plan booklet for complete details before making any decisions related to your eligibility, benefits and coverage.