Plan Options and Rates

The Harrison Electrical Workers Trust Fund Active Employee Benefit Plan makes available the following health and welfare plan options to you and your dependents. Click on the underlined plan option to review details of that option's coverage. Click here to find out how to select options and complete the enrollment process.

 

2008 Medical/Rx Benefit Comparison PDF File
2008 Dental Benefit Comparison PDF File
Plan Option
Available To
Service Area
Monthly Rate Effective 3/1/08

Trust Medical Plan

Employee & Family
Anywhere
Category I: 143 hrs
Category II: $800
COBRA Med/Rx/Dental/Vision: $811
COBRA Med/Rx: $717

Kaiser Medical Plan

Employee & Family
Category I: 139 hrs
Category II: $775
COBRA Med/Rx/Dental/Vision: $776
COBRA Med/Rx: $692

Providence Open Option Plan

Employee & Family
Category I: 143 hrs
Category II: $800
COBRA Med/Rx/Dental/Vision: $818
COBRA Med/Rx: $725
Trust Dental

Employee & Family

Anywhere
Included in rate for selected medical option
Kaiser Dental

Employee & Family

Included in rate for selected medical option
Willamette Dental
Employee & Family
Visit Website for Directory
Included in rate for selected medical option
VSP Vision

Employee & Family

Anywhere
Included in rate for selected medical option
Employee Assistance Program

Employee & Family

Anywhere
Included in rate for selected medical option
Time-Loss

Employee Only

Anywhere
Included in rate for selected medical option
Life Insurance and AD&D

Employee Only

Anywhere
Included in rate for selected medical option

How to Select Options
The Board of Trustees has made three medical plans available to you and your dependents. You and your dependents can have medical benefits provided by Providence, Kaiser Permanente, or the Active Employee Plan described in the Trust Benefit Booklet. The Board of Trustees has also made two dental plans available to you and your dependents. You and your dependents can have dental benefits provided by Kaiser Permanente or by the Trust Active Employee Plan.

Regardless of the medical and dental plans you choose, you and your dependents are eligible for the employee assistance benefits described in this Benefit Booklet. You are also eligible for time-loss benefits, life insurance benefits, and accidental death and dismemberment benefits. You and your dependents will be provided with the VSP vision benefits, unless you have elected Kaiser Permanente for your medical benefit, in which case Kaiser Permanente provides vision benefits.


How to Enroll
As coverage effective dates differ according to hours worked, please contact the Plan Administrator to verify when your coverage begins. Please see the Eligibility section for information on how eligibility for coverage is determined.

Please be aware that the Trust provides only medical and prescription coverage for the first six months of coverage. Dental, Vision and Time-loss benefits become effective with your seventh month of coverage under the Trust. However, you may be eligible to have the waiting period waived if you provide evidence of prior medical and dental coverage and there hasn't been a lapse of more than 63 days.

You will automatically be enrolled in the Trust Self-Funded Medical Plan as of your effective date unless you choose Kaiser or Providence in advance. If you are interested in enrolling in Kaiser or Providence, please carefully review their information provided on this site and then print, complete, and mail their enrollment forms to the Plan Administrator.

If you have not already done so, please complete and return the "Participant Enrollment / Change and Family Information Form" to the Plan Administrator. If you have already completed this enrollment form, please print another to report any changes in your family status. The information you provide on that form is important for payment of your claims. Medical and dental claim forms can be printed from this site.

Identification cards for Trust coverages and the Kroger Prescription Plans (if applicable) will be sent to you shortly after your effective date for coverage is verified. If you enroll in Kaiser or Providence you will receive identification cards directly from them for the benefits covered by that plan. If we can be of further assistance, please feel free to contact us at (503) 224-0048 ext. 1679 or (800) 547-4457 ext. 1679.


Annual Open Enrollment
You may change your medical and/or dental coverage choice during the annual open enrollment.


Plan Option Service Areas
Plan Option Service Area

Trust Plans

 

Any where - world wide

 

Kaiser HMO Plans
  • Portland
  • Salem
  • Vancouver
  • Longview
Providence Open Option Oregon Counties:
  • Benton
  • Clackamas
  • Clatsop
  • Columbia
  • Coos
  • Crook
  • Deschutes
  • Douglas
  • Gilliam
  • Grant
  • Harney
  • Hood River
  • Jackson
  • Jefferson
  • Josephine
  • Lane
  • Linn
  • Marion
  • Multnomah
  • Polk
  • Sherman
  • Wasco
  • Washington
  • Wheeler
  • Yamhill

Specific zip codes in:

  • Tillamook
  • Klamath

Washington Counties:

  • All counties except Asotin