| Other Retiree Trust Plan Programs |
| The Harrison Electrical Workers Trust Fund Retiree Benefit Plan offers the following additional programs to retirees. Click on a tab for more detailed program information. |
| Chemical Dependency Benefits |
This benefit is available only if you are enrolled in the Retired
Trust Medical Plan. |
| New Retirees |
| If you are a new retiree (who has not been eligible for coverage through the Harrison Trust in any of the previous 12 consecutive months) you, your spouse and dependents are subject to a preexisting conditions limitation, and should contact the Plan Administrator to verify your benefits and coverage. See page 104 for a definition of a preexisting condition and page 40 for a summary of the preexisting condition limitations. |
| Confidential Help Line - Here Is How It Works |
| Drug and alcohol abuse affects all of us, sometimes directly, sometimes
indirectly. The Plan offers you and your family help coping with drug and
alcohol problems. A confidential service offered by the Harrison Trust,
in conjunction with Providence Health System EAP, will evaluate the problem
and help you make the right choice for treatment.
If you need help, you should call the Providence Health System EAP at one of these toll-free numbers: In Oregon, 1-800-255-5255; in Portland, 503-215-3561. The Providence Health System EAP will evaluate your situation, then direct you to an eligible facility if you need treatment. This health care facility will be licensed by the state or accredited by the Joint Commission on Accreditation of Hospitals. |
| How Much The Plan Pays |
The type of treatment you receive for chemical dependency is called a "setting." Each setting costs a certain amount, depending on the kind of treatment administered. The total amount payable for all settings given within a 24-month period is $20,000. The 24-month period starts on the day of your first setting, and ends on the last day of the 24th month after your first setting. The $20,000 limit applies to any combination of inpatient, residential, day or partial hospitalization, and outpatient care. (Kaiser, Providence Open Option participants will be paid benefits in accordance with the Kaiser, or Providence plans.) Your treatment may include settings at a residential facility or through day or partial hospitalization programs that provide full-time or part-day treatment. Or you may receive treatment by appointment through an outpatient service. All of these facilities and programs must be licensed and approved by the Mental Health Division of the Office of Alcohol and Drug Abuse Programs. All of your covered charges will be reimbursed at 70% (80% for a Preferred Provider and 80% if there are fewer than two Preferred Provider primary care physicians within a 30 mile radius of your primary residence), subject to your annual deductible. None of the covered charges apply to your out-of-pocket maximum. If you need a physical exam as part of your chemical dependency treatment program, you should contact the Plan Administrator. They will give you information about coverage through the Wellness Program or this Plan. Your benefits will renew, in full, on the first day of the 25th month of coverage after your first use of a treatment program. If you enroll in a chemical dependency program but do not complete it, and have reached the 24-month maximum benefit amount, you will have to apply directly to the Board of Trustees to reenroll in another treatment program. |
| Eligible Providers |
Treatment must be provided by:
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| Eligible Facilities |
Treatment must be provided by:
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| What Is Not Covered |
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| Important Points To Remember |
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| All information provided on this web site is in summary and intended to provide highlights of your plans. We strongly recommend referring to the Plan booklet for complete details before making any decisions related to your eligibility, benefits and coverage. |