| Other Programs |
| The Harrison Electrical Workers Trust Fund Active Employee Benefit Plan offers the following additional programs to active employees. Click on a tab for more detailed program information. |
| Time Loss Benefits |
| New Employees |
| If you are a new employee and have not been eligible for coverage through
the Harrison Trust in any of the previous 12 consecutive months, you will
be eligible for Time Loss benefits as the result of a non-occupational
illness or injury occurring after six months of coverage under the Harrison
Trust.
Employees making self-payments under COBRA are not eligible for this benefit. Dependents are not eligible for this benefit. |
| Time Loss Benefits |
| Time Loss benefits are available only in the event of non-occupational
illness or injury.
Weekly Benefit $250 Overall Maximum Payment--52 Weeks This benefit is designed to partially replace your income while disabled. Payment will commence on the fist day of an accident and the eighth day of illness due to a non-occupational disability. Payment will also commence on the first day of an illness in the event of hospitalization. You must be covered by the Plan on the day the disability commences. The disability must be certified by a Physician or Surgeon. You need not be confined to your home, but you must be wholly and continuously disabled and prevented from performing each and every function pertaining to your employment and you must be under the care of a Physician or Surgeon. If you return to full-time work for a continuous period of at least two weeks, any subsequent disability will be deemed to be a new disability regardless of its cause. Please contact the Plan Administrator for the appropriate forms and payment schedule for these benefits. Prior to the payment of benefits, the Board of Trustees reserves the right to have an independent medical exam performed. Your time loss payments are subject to federal income tax and, if applicable,
state income tax. The Plan Administrator will mail W-2 forms for time
loss payments made during the year to employees by January 31st of the
following year. |
| All information provided on this web site is in summary and intended to provide highlights of your plans. We strongly recommend referring to the Plan booklet for complete details before making any decisions related to your eligibility, benefits and coverage. |